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What is slightly disconcerting is that my kids will only ever have a vague memory of going into a bank, and that memory will clearly not include the concept [...]

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As the ‘Start-up’ team you are in that enviable position of having no legacy technology baggage. It is merely a case of defining what it is you want [...]

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If I'm asked the same question by different people at least 3 times in the space of a week, then it has got to be of use to someone if I write some words on [...]

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